Bharat Finance Impact Portal

Home / Topics

Savings & Investments

Rules that affect where your money sits, how it grows, and who may advise you on it. Each item shows its impact on a 0 to 100 scale, so you can start with what matters most.

19
updates this month
40
scoring 30 or more
  1. 19 Oct 2026

    Emirates NBD India Branches Merging Into RBL Bank From December 2026

    The Reserve Bank of India has approved the merger of all Indian branches of Emirates NBD Bank into RBL Bank. From December 1, 2026, Emirates NBD's Indian branches will operate as RBL Bank branches. The RBI used its powers under the Banking Regulation Act, 1949 to approve this mer

    Savings & InvestmentsRBI
    Impact 35 / 100
  2. 16 Oct 2026

    RBI Creates New Reserve Rule for Large Forex Derivative Contracts

    RBI has directed authorised dealers — meaning banks and financial institutions licensed to deal in foreign currency — to set aside a reserve equal to 20% of the value of certain foreign exchange derivative contracts. This applies to contracts where the notional value (the total c

    Savings & InvestmentsRBI
    Impact 22 / 100
  3. 16 Oct 2026

    RBI Tightens Rules on Foreign Currency Hedging Contracts

    The Reserve Bank of India (RBI) has changed rules for foreign exchange derivative contracts — these are financial tools businesses use to protect against currency rate changes. From October 10, 2026, businesses can no longer cancel and rebook these contracts. The limit for taking

    Savings & InvestmentsRBI
    Impact 22 / 100
  4. 16 Oct 2026

    RBI Tightens Rules for Foreign Currency Hedging Contracts

    The Reserve Bank of India (RBI) has issued two new circulars on 10 October 2026 changing how businesses can use foreign exchange derivative contracts — these are financial tools used to protect against currency rate changes. Businesses can no longer rebook a cancelled currency co

    Savings & InvestmentsRBI
    Impact 28 / 100
  5. 16 Oct 2026

    SEBI Adds Credit Risk Meter for Debt Mutual Funds

    SEBI has introduced a new tool called the Credit Risk-o-Meter. This tool will show investors how risky the debt securities inside a mutual fund are. It works as an extra disclosure — meaning fund houses must now display this information in addition to what they already share.

    Savings & InvestmentsSEBI
    Impact 52 / 100
  6. 16 Oct 2026

    RBI to Directly Supply Dollars to Three State Oil Companies

    The Reserve Bank of India (RBI) has opened a special window to supply US dollars directly to three government-owned oil companies — Indian Oil, Hindustan Petroleum, and Bharat Petroleum. These companies need dollars every day to pay for imported crude oil. This facility starts on

    Savings & InvestmentsRBI
    Impact 42 / 100
  7. 16 Oct 2026

    SEBI Updates Rules for Settling Regulatory Cases Out of Court

    SEBI — India's stock market regulator — has released new regulations in 2026 for how it settles administrative and civil cases. These rules govern how companies, brokers, and individuals accused of market violations can resolve matters with SEBI without going through a full legal

    Savings & InvestmentsSEBI
    Impact 38 / 100
  8. 16 Oct 2026

    SEBI Teams Win Global AI Investor Education Competition

    SEBI, India's stock market regulator, won at the IOSCO TechSprint 2026 competition. The competition focused on using Artificial Intelligence to improve investor education. IOSCO is the global body that brings together securities regulators from around the world.

    Savings & InvestmentsSEBI
    Impact 28 / 100
  9. 12 Oct 2026

    SEBI Launches New Investor Education Campaign on WhatsApp

    SEBI (India's stock market regulator) launched a new investor awareness campaign called 'Samajh Se Investing Simple' under its Project Jagrook initiative. It also rolled out something called the MUST initiative and announced an official presence on WhatsApp to reach more investor

    Savings & InvestmentsSEBI
    Impact 38 / 100
  10. 5 Oct 2026

    RBI Updates Rules for Sending Money Abroad Online

    The RBI has updated who inside a bank can approve the internal rules for online foreign money transfers. Earlier, only the full Board of the bank could approve these guidelines. Now, a Board Committee or Management Committee can also approve them, if the Board has given them that

    Savings & InvestmentsRBI
    Impact 28 / 100
  11. 5 Oct 2026

    RBI Eases Share Buying Rules for Mutual Funds in Payments Banks

    RBI has changed rules about who can buy large stakes in Payments Banks — banks like Airtel Payments Bank or India Post Payments Bank. Earlier, mutual funds, insurance companies, and pension funds needed RBI's permission every time they wanted to buy a major stake. Now, after gett

    Savings & InvestmentsRBI
    Impact 28 / 100
  12. 5 Oct 2026

    SEBI Updates Its Document Verification System for Investors

    SEBI — the Securities and Exchange Board of India, which regulates stock markets and investments — has revamped its Document Number Verification System. This is the system used to verify documents submitted by investors and market participants. The specific changes to the system

    Savings & InvestmentsSEBI
    Impact 30 / 100
  13. 5 Oct 2026

    SEBI Requires Brokers to Show Investor Awareness Messages on Apps

    SEBI (India's stock market regulator) has launched Project Jagrook. Under this project, stock brokers must display investor awareness messages on their trading apps and websites. The goal is to help everyday investors make more informed decisions.

    Savings & InvestmentsSEBI
    Impact 42 / 100
  14. 5 Oct 2026

    RBI Reports Strong Economy But Rising Inflation in September 2026

    The RBI released its September 2026 Bulletin showing India's economy grew at 7.8% in April-June 2026. Inflation rose to 4.8% in August 2026, driven by food, fuel, and other goods. India's foreign exchange reserves hit an all-time high.

    Savings & InvestmentsRBI
    Impact 42 / 100
  15. 5 Oct 2026

    RBI Cuts Payment Deadline for Indian Exporters from 15 to 9 Months

    The Reserve Bank of India (RBI) has changed a key rule for businesses that export goods and services from India. Earlier, exporters had up to 15 months to receive payment from foreign buyers. From October 1, 2026, this window is reduced to 9 months. A special extended limit that

    Savings & InvestmentsRBI
    Impact 28 / 100
  16. 5 Oct 2026

    SEBI Takes Action Against Certain Research Analysts (Savings & Investments)

    SEBI has issued an order concerning certain research analysts. Research analysts are people or firms that give stock and investment recommendations to the public. The specific details of what changed or who was penalised are not available in the provided content.

    Savings & InvestmentsSEBI
    Impact 35 / 100
  17. 5 Oct 2026

    RBI Reports $143 Billion in Foreign Currency Inflows to India

    The Reserve Bank of India (RBI) ran a special scheme to attract foreign currency into India. Banks and companies brought in a total of USD 143.6 billion (roughly ₹12 lakh crore) through three types of foreign currency channels. The scheme for one channel — FCNR(B) deposits — clos

    Savings & InvestmentsRBI
    Impact 28 / 100
  18. 5 Oct 2026

    SEBI Changes Trading Limits and Penalties for Commodity Markets

    SEBI (India's market regulator) has reviewed the rules on how much any single trader or client can hold in commodity derivatives (contracts linked to goods like gold, oil, or wheat). SEBI has also updated the penalties for traders who break these limits. The new rules affect anyo

    Savings & InvestmentsSEBI
    Impact 38 / 100
  19. 5 Oct 2026

    SEBI Pilots Digital Token Version of Corporate Bonds

    SEBI has successfully launched a pilot project called 'Demat 2.0' for tokenised corporate bonds. Tokenisation means converting a traditional bond — a loan you give to a company in exchange for regular interest — into a digital token on a blockchain (a secure, shared digital recor

    Savings & InvestmentsSEBI
    Impact 42 / 100
  20. 30 Sept 2026

    SEBI Takes Action Against Certain Investment Advisers (Savings & Investments)

    SEBI, India's market regulator, has issued an order against certain investment advisers. The specific details of the action — such as names, penalties, or violations — are not available in the provided content. The order was published on 12 September 2026.

    Savings & InvestmentsSEBI
    Impact 35 / 100
  21. 30 Sept 2026

    SEBI Takes Action Against Certain Investment Advisers (Savings & Investments)

    SEBI, India's market regulator (the body that oversees stock markets and investments), has passed an order against certain investment advisers. The full details of what these advisers did wrong and what action SEBI took are not clearly stated in the available content. This appear

    Savings & InvestmentsSEBI
    Impact 45 / 100
  22. 13 Sept 2026

    RBI Daily Money Market Data: No Direct Impact on Public

    The Reserve Bank of India (RBI) published its routine daily money market operations data for August 17, 2026. This report shows how much money banks borrowed and lent among themselves overnight. It also shows the RBI absorbed more money from the banking system than it injected —

    Savings & InvestmentsRBI
    Impact 8 / 100
  23. 13 Sept 2026

    SEBI Plans to Review How Derivative Contract Prices Are Settled

    SEBI, India's market regulator, has announced it will review the methodology used to calculate settlement prices for derivative contracts. This review is being triggered by the rollout of CAS — the details of which are not fully explained in the source. The source content is brie

    Savings & InvestmentsSEBI
    Impact 28 / 100
  24. 10 Sept 2026

    SEBI Releases Defaulter Who Made Illegal Stock Tips on YouTube

    SEBI issued a release order for a person named Paras Shah, identified as a defaulter. He was involved in making stock recommendations on YouTube related to a company called Sadhna Broadcast Ltd. This order closes out a specific enforcement certificate issued by SEBI.

    Savings & InvestmentsSEBI
    Impact 35 / 100
  25. 6 Sept 2026

    RBI Freezes Citizens Co-operative Bank Jammu, Limits Withdrawals

    The Reserve Bank of India (RBI) has placed The Citizens Co-operative Bank Ltd., Jammu under strict restrictions from August 27, 2026. Depositors can withdraw only up to ₹1,25,000 from their accounts. The bank cannot accept new deposits, give loans, or make payments without RBI's

    Savings & InvestmentsRBI
    Impact 78 / 100
  26. 6 Sept 2026

    Bank Loan and Deposit Rates Show Mixed Movement in Mid-2026

    The Reserve Bank of India (RBI) released August 2026 data on bank lending and deposit rates. Interest rates on new bank loans dropped very slightly, while the one-year MCLR — the benchmark rate banks use to set most loan interest rates — rose from 8.60% to 8.70%. Interest rates o

    Savings & InvestmentsRBI
    Impact 58 / 100
  27. 4 Sept 2026

    RBI Auctions Government Bonds Worth ₹32,000 Crore

    The Government of India is selling two government bonds (dated securities) worth ₹32,000 crore total. One bond matures in 2031 and another in 2066. The auction happens on September 4, 2026, with payment due on September 7, 2026.

    Savings & InvestmentsRBI
    Impact 28 / 100
  28. 28 Aug 2026

    RBI Sells Government Bonds Worth ₹34,000 Crore at Auction

    The RBI (Reserve Bank of India) held an auction for government bonds called '6.94% GS 2036'. The government successfully sold the full notified amount of ₹34,000 crore worth of these bonds. The cut-off yield — meaning the final interest rate accepted — came in at 6.9136%.

    Savings & InvestmentsRBI
    Impact 18 / 100
  29. 28 Aug 2026

    RBI Shortens Special NRI Deposit Rate Window by One Month

    RBI has cut short a special relaxation period for NRI deposit interest rates at Small Finance Banks. The relaxation — which allowed higher interest rates on certain NRI deposits — was set to run until September 30, 2026, but will now end on August 31, 2026. This applies to two ty

    Savings & InvestmentsRBI
    Impact 38 / 100
  30. 28 Aug 2026

    Seven State Governments Raise ₹20,100 Crore via Bond Auctions

    Seven Indian state governments — Andhra Pradesh, Gujarat, Haryana, Maharashtra, Punjab, Rajasthan, and Tamil Nadu — raised a combined ₹20,100 crore by selling bonds to investors. These bonds, called State Government Securities or SGS, were auctioned by the RBI on August 25, 2026.

    Savings & InvestmentsRBI
    Impact 18 / 100
  31. 28 Aug 2026

    SEBI Signs Education Partnership With Two Indian Universities

    SEBI, India's stock market regulator, signed a Memorandum of Understanding (MoU — a formal agreement to work together) with Rashtriya Raksha University and the National Institute of Securities Markets. The three organisations have agreed to collaborate, likely on education and tr

    Savings & InvestmentsSEBI
    Impact 18 / 100
  32. 28 Aug 2026

    SEBI Introduces IT Resilience Scoring for Stock

    SEBI (Securities and Exchange Board of India — the regulator that oversees your stock market investments) has introduced an IT Resilience Index for Market Infrastructure Institutions (MIIs). MIIs are critical bodies like stock exchanges, clearing corporations, and depositories th

    Savings & InvestmentsSEBI
    Impact 42 / 100
  33. 28 Aug 2026

    SEBI Updates Its Cyber Incident Reporting System for Regulated Firms

    SEBI has aligned its Cyber Incident Reporting Portal with the FIRE format. FIRE stands for Financial Industry Regulatory Exchange, a standardised way financial companies report cyber attacks and breaches. This change affects how stock brokers, mutual funds, and other SEBI-regulat

    Savings & InvestmentsSEBI
    Impact 18 / 100
  34. 28 Aug 2026

    RBI Conducts Short-Term Cash Management Auction Worth ₹98,516 Crore

    The Reserve Bank of India (RBI) held a 2-day Variable Rate Reverse Repo (VRRR) auction on August 25, 2026. A VRRR auction is when the RBI temporarily borrows money from banks to manage how much cash is flowing in the economy. Banks offered ₹98,516 crore and the RBI accepted the f

    Savings & InvestmentsRBI
    Impact 12 / 100
  35. 28 Aug 2026

    RBI Absorbs ₹98,516 Crore from Banks in 2-Day Auction

    The Reserve Bank of India (RBI) held a 2-day Variable Rate Reverse Repo (VRRR) auction on August 25, 2026. In a VRRR auction, the RBI temporarily borrows money from banks to manage how much cash is flowing in the financial system. Banks offered ₹98,516 crore and the RBI accepted

    Savings & InvestmentsRBI
    Impact 12 / 100
  36. 23 Aug 2026

    RBI Absorbs Excess Cash from Banks in Routine Liquidity Move

    The Reserve Bank of India (RBI) conducted a special overnight cash absorption auction on August 18, 2026. It offered to absorb up to ₹75,000 crore from banks for just one day. This is a routine tool the RBI uses to manage how much money flows through the banking system.

    Savings & InvestmentsRBI
    Impact 18 / 100
  37. 23 Aug 2026

    RBI Absorbs ₹36,595 Crore in Overnight Money Market Auction

    The Reserve Bank of India (RBI) held an overnight VRRR auction on August 18, 2026. VRRR stands for Variable Rate Reverse Repo — this is a tool the RBI uses to temporarily absorb extra cash from banks. Banks offered ₹36,595 crore and the RBI accepted the full amount at an interest

    Savings & InvestmentsRBI
    Impact 18 / 100
  38. 23 Aug 2026

    SEBI Cracks Down on Manipulative Trading at BSE on Expiry Day

    SEBI issued an emergency interim order against parties who allegedly manipulated trades during the Call Auction Session (CAS) on the day SENSEX options contracts expired at BSE on August 13, 2026. A Call Auction Session is a special window at the start or end of trading where ord

    Savings & InvestmentsSEBI
    Impact 38 / 100
  39. 23 Aug 2026

    RBI Reports Over $72 Billion Foreign Currency Inflows Into India

    The Reserve Bank of India (RBI) introduced a special currency swap facility in June 2026 to attract foreign money into India. By August 21, 2026, India received over USD 72 billion through this scheme. The money came through three channels: special fixed deposits for NRIs (called

    Savings & InvestmentsRBI
    Impact 28 / 100
  40. 23 Aug 2026

    SEBI Allows KYC Data Sharing With Special Finance Zone Firms

    SEBI has issued a new rule allowing KYC Registration Agencies (KRAs) to share your KYC information with financial firms operating inside India's International Financial Services Centres (IFSCs). KRAs are organisations that store your identity and address verification details when

    Savings & InvestmentsSEBI
    Impact 38 / 100
  41. 23 Aug 2026

    SEBI Now Accepts Digital Signatures for Foreign Investor Registration

    SEBI (India's stock market regulator) has announced that Foreign Portfolio Investors (FPIs) can now use digitally signed Power of Attorney documents during registration. A Power of Attorney is a legal document where one person gives another person authority to act on their behalf

    Savings & InvestmentsSEBI
    Impact 18 / 100
  42. 23 Aug 2026

    SEBI Study Reveals How Retail Investors Fare in Derivatives Trading

    SEBI, India's stock market regulator, published a study on how ordinary retail investors participate in equity derivatives trading. The study looks at trading behaviour and whether retail investors are making or losing money in this segment. Equity derivatives are financial contr

    Savings & InvestmentsSEBI
    Impact 52 / 100
  43. 23 Aug 2026

    SEBI Takes Action Against Certain Research Analysts (Savings & Investments)

    SEBI has issued an order concerning certain research analysts. Research analysts are registered professionals who publish reports and recommendations about stocks and investments. The specific details of the order — such as names, penalties, or rule violations — are not available

    Savings & InvestmentsSEBI
    Impact 35 / 100
  44. 23 Aug 2026

    SEBI Takes Action Against Certain Investment Advisers (Savings & Investments)

    SEBI, India's market regulator (the body that oversees stock markets and investment services), has issued an order against certain investment advisers. The full details of the specific violations or penalties are not clearly stated in the source content provided. The order signal

    Savings & InvestmentsSEBI
    Impact 35 / 100
  45. 23 Aug 2026

    RBI Holds Repo Rate Steady at 5.25% in August 2026

    The Reserve Bank of India's rate-setting committee met from August 3 to 5, 2026 and decided unanimously to keep the policy repo rate unchanged at 5.25%. The repo rate is the interest rate at which RBI lends money to banks — it directly influences what banks charge you for loans a

    Savings & InvestmentsRBI
    Impact 62 / 100
  46. 23 Aug 2026

    RBI Daily Money Market Report: No Direct Impact on Public

    The Reserve Bank of India (RBI) published its routine daily report on money market operations for August 19, 2026. This report shows how much money banks borrowed and lent among themselves overnight. It is a technical data release, not a policy change.

    Savings & InvestmentsRBI
    Impact 5 / 100
  47. 20 Aug 2026

    State Governments Borrow ₹15,300 Crore via RBI Bond Auction

    Seven state governments — Andhra Pradesh, Gujarat, Maharashtra, Meghalaya, Punjab, and Rajasthan — are auctioning government bonds worth ₹15,300 crore on August 11, 2026. These bonds, called State Government Securities or SGS, are loans that state governments take from the public

    Savings & InvestmentsRBI
    Impact 42 / 100
  48. 20 Aug 2026

    SEBI Warns Investors About Live Trading Tips on Social Media

    SEBI (Securities and Exchange Board of India — India's stock market regulator) has issued a public caution about live trading strategies being shared on social media platforms. The regulator is alerting investors to be careful before following such content. The specific details o

    Savings & InvestmentsSEBI
    Impact 62 / 100
  49. 18 Aug 2026

    SEBI Updates Rules for Online Bond Platforms to Ease Investing

    SEBI, India's market regulator, has changed the rules for Online Bond Platform Providers (OBPPs). OBPPs are websites or apps where ordinary people can buy bonds — which are loans you give to companies or the government in exchange for regular interest payments. The exact details

    Savings & InvestmentsSEBI
    Impact 38 / 100
  50. 18 Aug 2026

    SEBI Takes Action Against Certain Research Analysts (Savings & Investments)

    SEBI, India's markets regulator, has issued an order against certain research analysts. The order's specific details — such as names, violations, and penalties — are not available in the provided content. The source content is too limited to confirm exact facts.

    Savings & InvestmentsSEBI
    Impact 35 / 100
  51. 18 Aug 2026

    SEBI Reviews Who Qualifies as an Accredited Investor

    SEBI, India's market regulator, has released a consultation paper to review the Accredited Investor framework. A consultation paper means SEBI is asking the public to share opinions before finalising any rule change. The current framework defines which investors qualify for acces

    Savings & InvestmentsSEBI
    Impact 28 / 100
  52. 18 Aug 2026

    SEBI Makes KYC Easier for NRIs Investing in India

    SEBI has announced relaxed KYC norms for individual persons residing outside India. This includes Non-Resident Indians (NRIs), Overseas Citizens of India (OCIs), and foreign nationals who want to invest in Indian markets. KYC — Know Your Customer — is the identity and address ver

    Savings & InvestmentsSEBI
    Impact 28 / 100
  53. 10 Aug 2026

    RBI Sets New Rules for Loan Recovery by Rural Co-operative Banks

    The Reserve Bank of India has issued new rules for how Rural Co-operative Banks (RCBs) — local banks that serve villages and small towns — must behave when collecting loan repayments from borrowers who have missed payments. These rules define who counts as a recovery agent and se

    Savings & InvestmentsRBI
    Impact 42 / 100
  54. 10 Aug 2026

    RBI Tweaks Bank Lending Rules Linked to NRI Deposits

    The RBI has changed how banks calculate their Priority Sector Lending (PSL) targets. PSL means the portion of loans banks must give to farmers, small businesses, and other priority groups. Loans given against certain NRI deposits — called FCNR(B) and NRE deposits — will now be ex

    Savings & InvestmentsRBI
    Impact 18 / 100
  55. 9 Aug 2026

    RBI Sets Stricter Rules for NBFC Loan Recovery Agents

    The Reserve Bank of India (RBI) has issued new rules for Non-Banking Financial Companies (NBFCs — private lenders like Bajaj Finance, Muthoot, etc.) on how they can recover loans from borrowers who have missed payments. These rules define exactly who a recovery agent is and set c

    Savings & InvestmentsRBI
    Impact 58 / 100
  56. 9 Aug 2026

    SEBI Makes Checks on Stock Market Middlemen Faster and Simpler

    SEBI — India's stock market regulator — has announced changes to how it inspects market intermediaries. Market intermediaries are companies and agents that help you buy, sell, or manage investments, like brokers, mutual fund distributors, and depositories. The exact details of wh

    Savings & InvestmentsSEBI
    Impact 28 / 100
  57. 4 Aug 2026

    RBI Processed 99.9% of Public Applications On Time in July

    The Reserve Bank of India (RBI) published its monthly performance report for July 2026 under its Citizen's Charter. The RBI received 21,937 applications in July and processed 20,628 of them. Of all processed applications, 99.9% were handled within the promised time limit.

    Savings & InvestmentsRBI
    Impact 18 / 100
  58. 4 Aug 2026

    RBI Offers ₹1.25 Lakh Prizes for Hindi Books on Finance

    The Reserve Bank of India has announced prizes for professors who write original books in Hindi on economics, banking, or finance. Three prizes of ₹1,25,000 each are available for the year 2025-26. Working or retired professors from UGC-recognised Indian universities can apply.

    Savings & InvestmentsRBI
    Impact 14 / 100
  59. 4 Aug 2026

    SEBI Extends Deadline for Enrolling with New Investor Risk Tool

    SEBI has extended the deadline for enrolling with PaRRVA. PaRRVA stands for Passive Risk and Return Verification Agency — a system to assess investment risk for investors. The original deadline was set in an April 2026 circular, and this new circular pushes that deadline further.

    Savings & InvestmentsSEBI
    Impact 22 / 100
  60. 1 Aug 2026

    Bank Loan and Deposit Interest Rates Shift Slightly in July 2026

    The Reserve Bank of India released data showing bank lending and deposit rates for June-July 2026. The average interest rate on new bank loans rose slightly to 8.53% in June 2026. The average interest rate on new fixed deposits also rose, reaching 5.99% in June 2026.

    Savings & InvestmentsRBI
    Impact 55 / 100
  61. 1 Aug 2026

    RBI Reports $40 Billion Foreign Currency Inflows Under Special Scheme

    RBI launched a special facility in June 2026 offering discounted currency swap rates to attract foreign currency into India. Banks and companies have brought in over USD 40 billion so far. This facility remains open until September 30, 2026 for certain deposits and December 31, 2

    Savings & InvestmentsRBI
    Impact 22 / 100
  62. 1 Aug 2026

    RBI Directs Banks to Strengthen Fake Currency Note Detection

    The Reserve Bank of India (RBI) has told all banks to improve how they detect and report fake currency notes. Banks must train all cash-handling staff by October 31, 2026. Branches near India's international borders must be trained earlier, by September 15, 2026, and must also ha

    Savings & InvestmentsRBI
    Impact 38 / 100
  63. 1 Aug 2026

    SEBI Extends Deadline for Digital Accessibility Rules

    SEBI (Securities and Exchange Board of India — the regulator that oversees stock markets and investment platforms) has extended the deadline for complying with its Digital Accessibility Circulars. This means companies and platforms regulated by SEBI now have more time to make the

    Savings & InvestmentsSEBI
    Impact 18 / 100
  64. 1 Aug 2026

    RBI Sets New Rules for How Banks Check Their Own Work

    The Reserve Bank of India issued new official directions on July 31, 2026, governing how commercial banks must conduct concurrent audits. Concurrent audit means banks must check their own transactions quickly and regularly, not just at year-end. These rules apply to all major com

    Savings & InvestmentsRBI
    Impact 28 / 100
  65. 27 Jul 2026

    SEBI Takes Action Against Certain Investment Advisers (Savings & Investments)

    SEBI (Securities and Exchange Board of India — the body that regulates stock markets and investment services) has issued an order against certain investment advisers. The full details of the specific actions or entities involved are not available in the provided content. The orde

    Savings & InvestmentsSEBI
    Impact 18 / 100
  66. 27 Jul 2026

    RBI Daily Money Market Data: No Direct Impact on Families

    The Reserve Bank of India (RBI) published its routine daily report on money market operations for July 24, 2026. This report shows how much money banks borrowed and lent among themselves overnight. The RBI absorbed more money than it injected, meaning it pulled about ₹93,331 cror

    Savings & InvestmentsRBI
    Impact 5 / 100
  67. 27 Jul 2026

    SEBI Makes It Easier to Transfer Investments After Death

    SEBI has updated its rules for transferring securities — such as shares and mutual funds — from a deceased person's account to their legal heirs or nominees. The new framework aims to simplify and standardise the process across all market participants. This means families dealing

    Savings & InvestmentsSEBI
    Impact 62 / 100
  68. 27 Jul 2026

    RBI Weekly Data: India's Foreign Reserves and Bank Deposits Update

    The Reserve Bank of India released its weekly statistical data for the week ending July 17, 2026. India's total foreign exchange reserves stand at ₹65,11,163 crore (about US$ 676 billion). Bank deposits across all scheduled commercial banks total ₹2,62,84,574 crore as of July 15,

    Savings & InvestmentsRBI
    Impact 12 / 100
  69. 27 Jul 2026

    SEBI Stops Stark Investments for Running Illegal Advisory Services

    SEBI (India's market regulator) has issued an emergency order against Stark Investments and others. They were running investment advisory and portfolio management services without a valid SEBI registration. SEBI has stepped in immediately to stop these activities.

    Savings & InvestmentsSEBI
    Impact 55 / 100
  70. 27 Jul 2026

    RBI Extends Restrictions on Kerala Co-operative Bank by 3 Months

    The RBI has extended its restrictions on Irinjalakuda Town Co-operative Bank in Kerala for another three months, until October 30, 2026. These restrictions were first placed in July 2025 and have now been extended multiple times. The RBI explicitly states this extension does not

    Savings & InvestmentsRBI
    Impact 72 / 100
  71. 22 Jul 2026

    RBI July Bulletin: Economy Stable, Inflation Slightly Up

    The Reserve Bank of India released its July 2026 monthly bulletin. It says the Indian economy is doing well despite global pressures. Retail inflation — meaning the rise in prices of everyday goods — edged up slightly in June 2026.

    Savings & InvestmentsRBI
    Impact 18 / 100
  72. 22 Jul 2026

    SEBI Takes Action Against Certain Research Analysts (Savings & Investments)

    SEBI (Securities and Exchange Board of India — India's stock market regulator) has issued an order against certain research analysts. The exact details of the violations, penalties, or names involved are not available in the content provided. The order appears to be an enforcemen

    Savings & InvestmentsSEBI
    Impact 38 / 100
  73. 20 Jul 2026

    RBI Reports $20 Billion Forex Inflows Under Special Deposit Scheme

    RBI launched a special scheme on June 5, 2026, to attract foreign money into India. Banks and companies have brought in over $20 billion (roughly ₹1.7 lakh crore) through this scheme by July 17, 2026. The scheme stays open until September 30, 2026, for certain deposits and until

    Savings & InvestmentsRBI
    Impact 22 / 100
  74. 17 Jul 2026

    SGB 2019-20 Series-II Premature Redemption Price Set at ₹14,199

    The Reserve Bank of India has announced the premature redemption price for Sovereign Gold Bond (SGB) 2019-20 Series-II. Investors who hold this bond can exit early on July 16, 2026, at ₹14,199 per unit. This price is based on the average gold price over July 13, 14, and 15, 2026.

    Savings & InvestmentsRBI
    Impact 62 / 100
  75. 17 Jul 2026

    Mutual Fund SWP and STP Now Easier for Demat Account Holders

    SEBI has extended the facility to set up standing instructions for Systematic Withdrawal Plans (SWP) and Systematic Transfer Plans (STP) for mutual fund units held in demat form. SWP means automatically withdrawing a fixed amount from your mutual fund at regular intervals. STP me

    Savings & InvestmentsSEBI
    Impact 52 / 100
  76. 17 Jul 2026

    SEBI Makes It Easier to Claim Mutual Funds After Death

    SEBI, India's market regulator, has issued new guidelines to simplify the process of transferring mutual fund units when the account holder passes away. This process is called transmission. The exact details of the changes are not fully described in the available content.

    Savings & InvestmentsSEBI
    Impact 55 / 100
  77. 13 Jul 2026

    RBI Fines Ahmednagar Co-op Bank for Giving Loan to Director

    RBI fined Ashok Sahakari Bank Ltd. in Ahmednagar, Maharashtra ₹10 lakh. The bank broke a banking law by giving a loan to one of its own directors. This is not allowed under Section 20(1) of the Banking Regulation Act, 1949.

    Savings & InvestmentsRBI
    Impact 15 / 100
  78. 13 Jul 2026

    RBI Fines Surat Co-op Bank for Board Governance Violation

    RBI fined Surat People's Co-operative Bank ₹13.30 lakh on July 10, 2026. The bank allowed certain directors to vote on proposals where they had a personal interest. This breaks RBI rules on how co-operative bank boards must function.

    Savings & InvestmentsRBI
    Impact 18 / 100
  79. 13 Jul 2026

    SEBI Updates Rules for Foreign Venture Capital Investors in India

    SEBI, India's market regulator, has amended the rules that govern how foreign venture capital investors can operate in India. The specific changes in the amendment are not detailed in the source content provided. The amendment was published on 13 July 2026.

    Savings & InvestmentsSEBI
    Impact 18 / 100
  80. 13 Jul 2026

    SGB 2020-21 Series IV Early Exit Price Set at ₹14,307

    The Reserve Bank of India has announced the premature redemption price for Sovereign Gold Bond (SGB) 2020-21 Series IV. Investors who want to exit early on July 14, 2026 will receive ₹14,307 per unit. This price is based on the average gold closing price over July 9, 10, and 13,

    Savings & InvestmentsRBI
    Impact 62 / 100
  81. 12 Jul 2026

    RBI Launches Survey on Rural Household Financial Confidence

    The Reserve Bank of India (RBI) has launched its July 2026 round of the Rural Consumer Confidence Survey (RCCS). This survey asks rural and semi-urban households about their views on the economy, jobs, prices, income, and spending. The survey covers 31 states and union territorie

    Savings & InvestmentsRBI
    Impact 12 / 100
  82. 10 Jul 2026

    SEBI Updates Rules on Intraday Borrowing for Mutual Funds

    SEBI has issued guidance related to the intraday borrowing facility that mutual funds can use. Intraday borrowing means a fund borrows money temporarily within the same day to manage cash needs. The specific details and rule changes in this update are not clearly described in the

    Savings & InvestmentsSEBI
    Impact 28 / 100
  83. 9 Jul 2026

    RBI Surveys City Households on Economy and Prices

    The Reserve Bank of India (RBI) has started its July 2026 round of the Urban Consumer Confidence Survey. This survey asks households in 19 Indian cities about how they feel about jobs, prices, income, and the economy. A research agency called Hansa Research Group is conducting th

    Savings & InvestmentsRBI
    Impact 12 / 100
  84. 9 Jul 2026

    RBI Surveys Households on Price Rise Expectations Across 19 Cities

    The Reserve Bank of India (RBI) has launched its July 2026 round of the Inflation Expectations Survey of Households. This survey collects opinions from ordinary families in 19 Indian cities about how they expect prices to change over the next 3 months and 1 year. A private agency

    Savings & InvestmentsRBI
    Impact 15 / 100
  85. 8 Jul 2026

    RBI Updates Rules for NRI Bank Accounts in India

    The Reserve Bank of India (RBI) has amended its rules about bank accounts held by Non-Resident Indians (NRIs) — that is, Indians living outside India. The changes update which types of accounts NRIs can open, where they can open them, and how money can be moved between different

    Savings & InvestmentsRBI
    Impact 28 / 100