Every RBI and SEBI decision lands in a household somewhere. We read the primary text, then tell you what it means for your loan, your pension, your tax or your savings. Plain language, no advice.
RBI · 19 Oct 2026
The Reserve Bank of India has approved the merger of all Indian branches of Emirates NBD Bank into RBL Bank. From December 1, 2026, Emirates NBD's Indian branches will operate as RBL Bank branches. The RBI used its powers under the Banking Regulation Act, 1949 to approve this merger.
When two banks merge, customers of the smaller or absorbed bank automatically become customers of the new bank. This affects accounts, deposits, loans, and any other banking relationships held with the merging bank. RBI oversees such mergers to protect depositors and ensure a smooth transition.
Check if you have any account, fixed deposit, or loan with Emirates NBD Bank's Indian branches Find out how RBL Bank plans to communicate changes to Emirates NBD account holders before December 1, 2026 Look at whether your account number, debit card, or cheque book will change after the merger Ask Emirates NBD or RBL Bank directly about any impact on your interest rates on deposits or loans Consider updating your bank details with employers, government portals, or billers if your account details change post-merger
Pick the life that sounds like yours. We will show the decisions most likely to touch it.
Latest published decisions, with an impact score out of 100.
The Reserve Bank of India has approved the merger of all Indian branches of Emirates NBD Bank into RBL Bank. From December 1, 2026, Emirates NBD's Indian branches will operate as RBL Bank branches. The RBI used its powers under the Banking Regulation Act, 1949 to approve this mer
RBI has directed authorised dealers — meaning banks and financial institutions licensed to deal in foreign currency — to set aside a reserve equal to 20% of the value of certain foreign exchange derivative contracts. This applies to contracts where the notional value (the total c
The Reserve Bank of India (RBI) has changed rules for foreign exchange derivative contracts — these are financial tools businesses use to protect against currency rate changes. From October 10, 2026, businesses can no longer cancel and rebook these contracts. The limit for taking
The Reserve Bank of India (RBI) has issued two new circulars on 10 October 2026 changing how businesses can use foreign exchange derivative contracts — these are financial tools used to protect against currency rate changes. Businesses can no longer rebook a cancelled currency co
SEBI has introduced a new tool called the Credit Risk-o-Meter. This tool will show investors how risky the debt securities inside a mutual fund are. It works as an extra disclosure — meaning fund houses must now display this information in addition to what they already share.
The Reserve Bank of India (RBI) has opened a special window to supply US dollars directly to three government-owned oil companies — Indian Oil, Hindustan Petroleum, and Bharat Petroleum. These companies need dollars every day to pay for imported crude oil. This facility starts on
SEBI — India's stock market regulator — has released new regulations in 2026 for how it settles administrative and civil cases. These rules govern how companies, brokers, and individuals accused of market violations can resolve matters with SEBI without going through a full legal
SEBI, India's stock market regulator, won at the IOSCO TechSprint 2026 competition. The competition focused on using Artificial Intelligence to improve investor education. IOSCO is the global body that brings together securities regulators from around the world.
SEBI (India's stock market regulator) launched a new investor awareness campaign called 'Samajh Se Investing Simple' under its Project Jagrook initiative. It also rolled out something called the MUST initiative and announced an official presence on WhatsApp to reach more investor
The RBI has updated who inside a bank can approve the internal rules for online foreign money transfers. Earlier, only the full Board of the bank could approve these guidelines. Now, a Board Committee or Management Committee can also approve them, if the Board has given them that
RBI has changed rules about who can buy large stakes in Payments Banks — banks like Airtel Payments Bank or India Post Payments Bank. Earlier, mutual funds, insurance companies, and pension funds needed RBI's permission every time they wanted to buy a major stake. Now, after gett
SEBI — the Securities and Exchange Board of India, which regulates stock markets and investments — has revamped its Document Number Verification System. This is the system used to verify documents submitted by investors and market participants. The specific changes to the system
SEBI (India's stock market regulator) has launched Project Jagrook. Under this project, stock brokers must display investor awareness messages on their trading apps and websites. The goal is to help everyday investors make more informed decisions.
The RBI released its September 2026 Bulletin showing India's economy grew at 7.8% in April-June 2026. Inflation rose to 4.8% in August 2026, driven by food, fuel, and other goods. India's foreign exchange reserves hit an all-time high.
The Reserve Bank of India (RBI) has changed a key rule for businesses that export goods and services from India. Earlier, exporters had up to 15 months to receive payment from foreign buyers. From October 1, 2026, this window is reduced to 9 months. A special extended limit that
SEBI has issued an order concerning certain research analysts. Research analysts are people or firms that give stock and investment recommendations to the public. The specific details of what changed or who was penalised are not available in the provided content.
The Reserve Bank of India (RBI) ran a special scheme to attract foreign currency into India. Banks and companies brought in a total of USD 143.6 billion (roughly ₹12 lakh crore) through three types of foreign currency channels. The scheme for one channel — FCNR(B) deposits — clos
SEBI (India's market regulator) has reviewed the rules on how much any single trader or client can hold in commodity derivatives (contracts linked to goods like gold, oil, or wheat). SEBI has also updated the penalties for traders who break these limits. The new rules affect anyo
SEBI has successfully launched a pilot project called 'Demat 2.0' for tokenised corporate bonds. Tokenisation means converting a traditional bond — a loan you give to a company in exchange for regular interest — into a digital token on a blockchain (a secure, shared digital recor
The Income Tax Department issued Circular No. 7/2026 on 29 September 2026. This circular extends the deadlines for filing Income Tax Returns (ITRs) and audit reports for the current assessment year. The exact new deadlines are not fully available in the source content provided.
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Three steps, the same for every decision. You can check each one against the source.
We start from the regulator’s own circular or press release, never from a headline or a commentary.
We say what is new, what stays the same, and who the rule applies to, in the words a household would use.
Each story ends with one concrete thing to look at in your own accounts. We do not tell you what to do with it.