Bharat Finance Impact Portal

Home / About

We read the regulator, then explain it.

Bharat Finance Impact Portal turns decisions from the Reserve Bank of India, the Securities and Exchange Board of India and other government bodies into plain language for ordinary households. We do not give financial advice. This page explains who runs the portal, where our stories come from, and how each one is checked.

Who runs it

The portal is a public initiative of DataDost, a personal finance app for Indian households. It is a separate service from the app, and it is free to read.

DataDost built the portal to help families understand the rules that affect their money. The app and the portal are kept apart, so a story is never written to sell a product.

How each story is made

Every story goes through the same three steps. You can check each one against the source it names.

  1. Read the source. We start from the regulator’s own circular, press release or notification. We do not start from a headline, a news channel or a commentary.
  2. Explain the change. We say what is new, what stays the same, and who the rule applies to. The explanation is written in the words a household would use.
  3. Name one check. Each story ends with one concrete thing to look at in your own accounts. We do not tell you what to do with it.

Human review

Our system drafts each explanation and scores its impact. A person then reviews every draft before it goes live. The reviewer can approve a story or reject it. A rejected draft is not published.

Reviewers check that the explanation matches the source and that the impact note is fair. They do not add opinions to the text.

Where stories come from

We only use official sources. Stories come from the following public feeds, and we do not use bank feeds or news media as sources.

  • Securities and Exchange Board of India. Official orders, circulars and investor notices.
  • Reserve Bank of India. Notifications and press releases on banking, payments and rates.
  • Press Information Bureau. Government announcements, including labour and wage rules.

The full list, with status, is on the Sources page.

What the impact score means

Each story carries an impact score from 0 to 100. It is an estimate of how many households the decision touches and how soon they are likely to feel it. A higher number means the decision is worth reading first.

A score is not a judgment of the rule itself. A low score can still matter to someone whose situation it touches.

What we do not do

  • We do not give personal financial, tax or legal advice. The guide answers in general terms only.
  • We do not accept payment to feature a product, bank or adviser.
  • We do not publish a story without a human review.

Corrections

If a story gets a fact wrong, tell us. We check the source again, correct the story, and note the change on the page. Where a correction changes the meaning, we say so plainly.